Accident Attorneys
Consumers Law Group
Auto Accident Attorneys

***Nothing on this site, including the URL title that has redirected you, is to constitute an inference or implication that we are the "best" (or similar word) attorneys in comparison to other firms, but rather states our opinion. ***

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See What Our Clients Are Saying

"After I talked with Scott Mattingly I knew that I had found the perfect lawyer for me. He was able to convince the insurance company to make a huge cash settlement for my injury. I cannot express how thankful I am for your help Scott." – Chris H.


"When I had my claim denied by my insurance company I called the Consumers’ Law Group immediately. Scott not only made the insurance company pay out on my claim, but he did it quickly and without hassling me at all. I never even had to show up in court!" – Mary B.


"Scott Mattingly started working on my claim right after we hung up the phone with each other. I could tell that the Consumers’ Law Group cared that I was getting the proper medical care and they made sure that all of my expenses were taken care of. I am completely satisfied with the results of my case and would recommend Scott to anyone looking for a top injury lawyer." – Jen G.

There is no fee unless we recover for you.
Auto Accidents 98% Success Rate
Auto Accidents Thousands of cases Sucessfully Handled
Auto Accidents #1 Personal Injury Law Firm
Auto Accidents We come to you!
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Get the maximum settlement you are entitled to. We will work hard to get your:
Auto Accidents Car or Bike fixed
Auto Accidents Get you a Rental Car
Auto Accidents Send you to the best Medical Providers & have the Insurance Company pay for it
Auto Accidents Loss of Earnings reimbursed

Out of court settlements: We will work hard to get you the maximum settlement and keep you out of court. If the Insurance Company is being unreasonable than we will be with you side by side to present your case to the trier of fact. We have an excellent track record in and out of court.

Help With Auto Repair After An Accident

Property Damage Claims

Insurance companies view property damage and personal injury claims as two separate issues. Property damage includes your vehicle and any other physical losses to possessions. Most state laws entitle the victim to either the cost of repairs or the fair market value of the car if it's been totaled. Totaled, short-hand for total loss, describes a vehicle with repair costs greater than a certain percentage of the car's value. That percentage can be as low as 51 percent to as high as 90 percent.

When insurance deems the car totaled, the insured party is paid cash value for the vehicle. The actual cash value (ACV) is the cost of a similar vehicle. After insurance subtracts a variable amount for age and normal wear and tear from the ACV, the remaining amount is paid to the insured party. Unfortunately, many state laws don't require insurance companies to award the value of a replacement vehicle.

If your insurance includes property damage liability, then any damage you may have caused to the other vehicle as well as the possessions of the other party are covered. This covers any property lost in the accident, which may include trees, fences, garage doors or whatever else.

Third Party Claims

There are two kinds of claims: first party and third party. First party claims are filed with your insurance carrier. Third party claims are filed against others in the accident. It may be another driver, the manufacturer of defective products, a property owner or some other negligent party. The other party must be at fault for the accident to file a third party claim. When you file this type of claim, the other insurance company investigates and decides whether to pay the claim, negotiate or defend their customer.

Collision Coverage Claim

If you have an insurance policy with collision coverage, your vehicle's repair will be paid for by insurance no matter who was at fault. This is generally the most expensive type of auto insurance. The insurance company awards you the actual cash value of your car. For older cars with lower values, it may be better to forgo this type of coverage because of the high premium and the cost of a replacement vehicle is greater than what you would be given by the insurance company.

Before you file a claim with your insurance company, consider the cost of the damage to your vehicle. If repairs would be less than your deductible and no one else was part of the accident, it would be easier and possibly cheaper to simply pay the cost of repairs out-of-pocket.

Repair Amount Compensation

Insurance companies often assign their direct repair shop in order to assess the vehicle's damage. Your policy may also cover the cost of a rental car to use while your vehicle is undergoing repairs. It's your choice to find your own repair shop if you choose. Make sure to get a written estimate of the costs because once you allow the repair shop to begin work on your vehicle, they can't charge any more than 10 percent higher than the initial quote.

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* This does not constitute a guarnty, warranty, or prediction regarding the outcome of your case, results include that of independent associated counsel, you may have to pay opposing parties fees and costs in the event of a loss. Consumers' Law Group, PLC, personal injury, wrongful death, dog bite injuries, car accident, truck accidents, and other California legal information presented at this site should not be construed to be formal legal advice. Please note that you are not a client until you have signed our retainer agreement and your case has been accepted. Scott Mattingly was a former deputy district attorney for the county of Los Angeles. We represent personal injury clients and car accident victims in California.